FinTraWorld is the BANKINGCLUB congress - on 28 and 29 January 2026 at MOTORWORLD Cologne, two days of stages, expo and pitches. The competition runs in two stages: first the startups pitch within their tracks, then the winners face the audience and a main jury.
Spreat won the Payment track. For a company that usually talks about shop floors and assortments, that is an unfamiliar stage - and still the right one.
Why payment of all things
Because the difference between Spreat and a space full of purchased goods sits exactly where the money flows. The customer pays at the store's till and takes her goods home - but legally she buys directly from the brand. The POS system splits the amount in that same moment: the proceeds go to the brand, the store keeps its commission.
That removes what still makes retail slow: buying stock, incoming invoices, payment terms, returns handled between two companies. What looks like an assortment question to the store is a payment question behind the scenes - and that is why Spreat is standing on a fintech stage.
