In its Fintech-World section, BANKINGCLUB regularly features companies working at the intersection of retail and the financial system. In April 2026 it was co-founder Mattis Klöpper's turn.
The core of the conversation is a point that rarely comes up as a finance topic in everyday retail: whoever buys goods ties up capital and carries the inventory risk. Through a POS integration, customers legally buy directly from the producer and the store earns its commission - purchasing and margin fall away.
- 70+
- companies on the platform
- 500+
- stores at the first franchise customer
as of the interview, April 2026
What retail takes from it
Thorsten Hahn, managing director of BANKINGCLUB, frames the model in the piece as a possible answer to inventory and capital risk, and at the same time names the open question: whether enough retailers and brands will join in for a network to emerge. That is the right question - and the reason we want to answer it with every new space.
