--- title: "FinTraWorld 2026: winner of the Payment track | Spreat" description: "Spreat wins the Payment track at FinTraWorld 2026 at MOTORWORLD Cologne - recognized for settling directly between customer and brand." url: "https://spreat.com/en/stories/company/fintraworld-2026" language: "en" --- [Back](https://spreat.com/en/stories?tag=company) - Press & newsroom - Company # FinTraWorld 2026: winner of the Payment track Two days at MOTORWORLD Cologne, a two-stage pitch competition - and an award for the way money flows at Spreat. 29 January 2026 Translated from German [Read the original version](https://spreat.com/stories/company/fintraworld-2026) ![Spreat receiving the award on stage at FinTraWorld 2026](https://spreat.com/media/images/stories/fintraworld-2026/cover-800.webp) FinTraWorld is the BANKINGCLUB congress - on 28 and 29 January 2026 at MOTORWORLD Cologne, two days of stages, expo and pitches. The competition runs in two stages: first the startups pitch within their tracks, then the winners face the audience and a main jury. Spreat won the Payment track. For a company that usually talks about shop floors and assortments, that is an unfamiliar stage - and still the right one. ![The certificate being handed to Spreat on stage at FinTraWorld 2026](https://spreat.com/media/images/stories/fintraworld-2026/foto-02.jpg) The handover on the second day of the congress, 29 January 2026. ## Why payment of all things Because the difference between Spreat and a space full of purchased goods sits exactly where the money flows. The customer pays at the store's till and takes her goods home - but legally she buys directly from the brand. The POS system splits the amount in that same moment: the proceeds go to the brand, the store keeps its commission. That removes what still makes retail slow: buying stock, incoming invoices, payment terms, returns handled between two companies. What looks like an assortment question to the store is a payment question behind the scenes - and that is why Spreat is standing on a fintech stage. The award is a side effect of something else: build the POS system properly once, and you no longer have to rebuild the retail behind it. Written by [Paul Kirchbichleron LinkedIn](https://www.linkedin.com/in/paul-kirchbichler/) Co-founder and managing director Share this article ## More stories - [![Slide from the webinar: five use cases for the Viertelladen](https://spreat.com/media/images/stories/webinar-fashionconsult-2026/cover-800.webp) - Press & newsroom - Retail & insights ## The questions retailers really ask Paul Kirchbichler and Mattis Klöpper in the fashionconsult web meeting - an hour on the marketplace model, hard numbers from the freenet project and an open Q&A with fashion retailers. fashionconsult Read the story](https://spreat.com/en/stories/press/webinar-fashionconsult-2026) - [![Announcement: both founders speak in Frankfurt at the end of September](https://spreat.com/media/images/stories/trendforum-retail-2026/cover-en-800.webp) - Retail & insights - Company ## Both founders at Trendforum Retail 2026 Paul Kirchbichler and Mattis Klöpper speak in Frankfurt at the end of September - about space, assortment and who carries the risk. Trendforum Retail Read the story](https://spreat.com/en/stories/company/trendforum-retail-2026) - [![Typographic card for the Mirakl Summit on 16 April 2026 in Munich](https://spreat.com/media/images/stories/mirakl-summit-2026/cover-en-800.webp) - Retail & insights - Company ## Mirakl Summit 2026 On 16 April the marketplace industry met in Munich. A day about assortments the retailer does not own - standard online for twenty years, rare on the shop floor. Mirakl Read the story](https://spreat.com/en/stories/company/mirakl-summit-2026) ## And how about you? Store or brand - the way in is a different one. Tell us which side you are coming from. [I have a store](https://spreat.com/en/stores) [I have a brand](https://spreat.com/en/brands)